Prenup Without Accrual — Complete Financial Separation
What you own is yours. What your spouse owns is theirs. Always.
When a Prenup Without Accrual Makes Sense
- Both partners have established careers and significant assets — neither needs financial protection from the other
- One or both partners own businesses — and want them entirely separate, with no sharing of growth
- Second marriages — both parties want to ring-fence assets for children from previous relationships
- Both partners want total financial independence — and accept the consequences
Think Carefully If…
Without accrual, a spouse who earns less — or who steps back from work to raise children — has no automatic claim to the other’s estate growth. After a 20-year marriage, one partner could walk away with very little.
If fairness matters to both of you, consider accrual instead.
Quick Comparison: Accrual vs No Accrual
| Feature | With Accrual | Without Accrual |
|---|---|---|
| Own estate during marriage | Yes | Yes |
| Own debts stay separate | Yes | Yes |
| Share growth at end of marriage | Yes | No |
| Protects weaker spouse | Yes | No |
| Full financial independence | During marriage | Always |
For the complete legal comparison, see antenuptialcontracts.co.za.
Get Your Prenup Without Accrual
R1,950 all-inclusive — same price regardless of which option you choose. We’ll make sure you understand the implications before you sign.
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